Here in beautiful Western Australia, and the rest of the country for that matter, we don't believe in renting for life.
All that money you’re paying in rent, we call it ‘Dead Money’. You’re helping a home owner pay off their mortgage. Think about that for a second. You could be using your rent money to pay off your own mortgage. On your own home. That’s right, you!
Ok, we understand, it can seem intimidating and easier said than done. But that’s what we’re here for. We help all sorts of different people in all sorts of different situations, achieve their first home. Believe us, we’ve seen it all before and chances are that we’ve helped plenty of people who are in a worse position than you are right now.
Your employment might not be stable, you might have a credit history that’s less than ideal, you might really love partying all weekend and staying with Mum and Dad is a pretty good deal. We know, we’ve been there. But whatever the circumstances, there’s a very good chance that we can help you move into that first home of your own.
We help people in all kinds of financial situations score the keys to their own front door. You’ll be surprised by how little money you need to save before you start the process of buying your first home. We’re here to help you break the rental cycle so you can start living that dream, working towards something and really getting somewhere in life. The team of people we have at Finance 365 have the experience to advise you every step of the way.
Still not sure? Read on, because right here we have a couple of great stories about real Perth people who we helped get their home loan for their first home. Right now, they are living there and loving life, and when they first came to see us, things didn’t look that great.
Luke was a truck driver with big hopes for the future but absolutely no willpower when it came to saving. He liked to socialise and enjoy a drink with his mates. After his first credit check was declined, we re-assessed his situation and it was second time lucky for Luke. That was a big win for us and then we managed to negotiate a better mortgage. So, just 12 months later Luke moved into his first home and he’s loving it.
Around three years ago, Gary was declared bankrupt but he worked bloody hard to build his savings back up. He had more than $12k in the bank but was being refused by lenders left, right and centre. After meeting with us, we evaluated his finances, put together a tailor made financial plan and had him approved by a new lender a short time later.
That’s what we do. We help people find the finance they need to buy their first new home. It’s exciting for them and rewarding for us and you can do it too.